explo-re

7 Countries You Can Afford to Retire by the Beach

Spain

Spain offers a perfect mix of sunny beaches, vibrant culture, and affordability. Coastal towns like Alicante, Valencia, and Malaga are popular among retirees for their low cost of living. You can find a comfortable apartment close to the beach for $600-$800 per month.
Spain’s excellent healthcare system, delicious cuisine, and lively festivals add to its appeal. With more than 300 days of sunshine a year in some regions, you’ll have plenty of time to enjoy the outdoors. Plus, Spain’s excellent public transport makes it easy to explore the country.

Italy

Italy’s charm, delicious food, and picturesque coastlines make it a dream destination for retirees. Southern regions like Puglia and Calabria offer affordable seaside living compared to more touristy spots. Rent in these areas can start at just $500 per month.
Retirees can enjoy the slow-paced lifestyle Italy is famous for, savoring fresh pasta, wine, and seafood. Italy also has a strong community feel, making it easy to make friends and feel at home. Plus, the country’s rich history and art provide endless opportunities for exploration.

Greece

Greece is famous for its stunning beaches, crystal-clear waters, and rich history. The cost of living is surprisingly affordable, especially on lesser-known islands like Naxos or Crete. Rent for a seaside apartment can start at around $500 per month.
Local food is fresh and inexpensive, and health care is of good quality at a fraction of the cost compared to the U.S. Greece’s warm Mediterranean climate and friendly locals make it an ideal place to enjoy your golden years. Whether you want to relax on a beach or explore ancient ruins, Greece has something for everyone.

Portugal

Portugal has become a hotspot for retirees thanks to its welcoming locals, mild climate, and low cost of living. Coastal cities like Porto, Faro, and Cascais offer affordable housing options, with rents starting at $700 per month.
Portugal’s healthcare system is excellent and reasonably priced. The country is also known for its safety and quality of life. Beaches like the Algarve are world-famous for their beauty, making Portugal a fantastic choice for beach-loving retirees.

Mexico

Mexico is a top choice for North Americans looking for affordable beachside retirement. Coastal towns like Puerto Vallarta, Playa del Carmen, and Mazatlán offer beautiful beaches and a low cost of living. You can rent a comfortable apartment near the beach for as little as $500-$700 per month.
The country’s vibrant culture, delicious food, and warm weather are big draws. Additionally, healthcare in Mexico is high quality and affordable, and retirees can take advantage of the country’s excellent expat communities.

Thailand

Thailand is a favorite among retirees seeking exotic beaches and affordable living. Coastal cities like Hua Hin, Phuket, and Krabi offer stunning beaches and a laid-back lifestyle. Rent for a beachfront apartment can be as low as $400 per month.
The cost of living in Thailand is very low, making it easy to stretch your retirement savings. The country is also known for its delicious food, friendly locals, and excellent healthcare services. Plus, Thailand’s warm climate makes it a year-round beach paradise.

Philippines

The Philippines is a hidden gem for retirees looking for tropical beaches and affordable living. With over 7,000 islands, you’re spoiled for choice when it comes to beautiful coastal spots. Cities like Cebu and Dumaguete are popular for their low cost of living, with rents starting at $300 per month.
The Philippines offers a retirement visa program that makes it easy for foreigners to settle down. The country’s English-speaking population and friendly culture are big advantages. Whether you’re looking for bustling beach towns or quiet islands, the Philippines has it all.
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